A division of American Pacific Mortgage Corporation | NMLS 1850
Michelle headshot 9.14.26 JPG

Name Michelle Ryan
Office (707) 265-9006
Email michelle@delsurmortgage.com
CA DBO 1583909
Licensed in CA

Michelle Ryan

As Team Lead and licensed loan originator, Michelle has worked at Del Sur Mortgage for over 13 years. Michelle was in fact initially a client of Del Sur Mortgage before she came to work for the branch. Michelle has lived and worked in the Napa Valley since 2010 and loves being involved with the small and close niche community of American Canyon where she raises her two young daughters – very similar to growing up in Paso Robles wine country. Michelle graduated from San Diego State University and after years of traveling and moving, has enjoyed putting down roots in northern California. Michelle enjoys spending time with her daughters and being a part of all their school and sporting activities, taking road trips, spending time with friends and family, heading to the coast, running, hiking, and working with families to help with their financing and homeownership goals!

With over 25 years of customer service experience and skills, which include even running her own business for a short time plus her genuine love for working with people, Michelle’s priority each day is to serve our clients, our community and our friends of Del Sur Mortgage. She supports our team to help orchestrate a smooth, successful and positive loan application experience.

Michelle and the entire Del Sur Mortgage team will do what it takes to stay connected, communicative and to ensure we hold your hand throughout the loan process. It is our goal to make sure you feel confident and reassured throughout the home loan process. Educating first time homebuyers, identifying specialty products for complex loan scenarios and finding a solution for your mortgage needs are what we do each day!

Client Testimonials

I can’t say enough good things about my experience with Michelle. She was transparent about everything from the start and made the entire loan process feel effortless. If you want a lender you can actually trust, She is the real deal !
Blanca Vanessa Rios from American Canyon, CA

Michelle was amazing, she knew that we were first time home buyers and we were scared, so she explained the whole process, answered all questions and concerns which made the whole process not so scary. She was very professional and caring. She was very diligent and we highly recommend her!
Mario lara and Lai from Vallejo, CA

It’s hard to fully express how wonderful Michelle Ryan is. She held my hand every step of the way through the amazing yet difficult process of home buying. Whenever I had a question, Michelle did not rest until I was given an answer. When life threw us curveballs she was there to guide and steer us with loving kindness. Our dream of being homeowners came to life. Our family has been blessed with our forever home!!!
Shannon Gibson from American Canyon, CA

We started working with Michelle middle of last year. We had just had our baby and decided we wanted to get in the housing market. Being first time homebuyers we had no idea what this entailed, but luckily we were introduced to the lovely Michelle Ryan! Despite all the delays and slow responses on our end, she continued to check in with us and show us grace given our situation. Michelle understood our background and situation and with that in mind pointed us in the best direction to get the most out of our home buying journey. Not only did we gain a wonderful lender, but a friend as well. I would recommend her and the Del Sur Mortgage Team time and time again!
Cyerra and Ethan from Suisun City, CA

Michelle told me about a grant that gave was crucial in helping me get the house I wanted. When interest rates lowered she was able to get me approved for more money, which was also key in landing the house I wanted. She was helpful through every step of the way. I am glad I worked with her.
Eddie Freeman from Napa, CA

Michelle made this process SO easy! The communication was by far the best I’ve EVER experienced. I knew where we were every step of the process. She made it so easy. I will definitely work with her again. I have never worked with a better lender!!!!! I highly recommend her!
Denise Mortimore from American Canyon, CA

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